Terms & Conditions

Harvest Terms of Use

These Terms of Use and any terms and conditions incorporated by reference (collectively, the Terms) govern access to and use of the Interface available at https://Harvest.finance (the “Interface”) and the Application/Toolset available at https://app.harvest.finance/ (the “App”, and collectively with the Interface, the Website), by each individual, entity, group, or association (collectively User or Users) who views, interacts, links to, or otherwise uses or derives any benefit from the Website. The Website is provided by The Farmer Chad Foundation (the Operator).

The Website includes the Interface, which provides information regarding the Protocol (as defined below), and the App, an online interface intended to enable Users to interact with the Protocol in a simplified and accessible way. The Protocol is separate and independent from the Website, and it is not offered, operated, or administered by the Operator.

By accessing, browsing, or using the Operator's Website or by acknowledging User’s agreement to the Terms of the Website, or clicking the button “Accept” or connecting User’s Wallet (as defined below) to the App (collectively Accessing), the User confirms that the User has read, understood, and agrees to be bound by these Terms, the Operator’s Privacy Policy, and the Operator’s Risk Disclosures, which are incorporated by reference into these Terms, and any additional policies or guidelines incorporated by reference, which form a legally binding agreement between the User and the Operator. If the User does not agree to all of the foregoing, the User must refrain from accessing or using the Website or cease using the Website immediately.

The Operator may amend or update these Terms from time to time, at any time by posting a revised version on the Website. If the Operator makes changes to these Terms, the Operator will notify the User of such changes by providing a notice via the Website and updating the “Last Updated” date at the top of these Terms. The updated Terms will become effective immediately upon posting. User’s continued access or use of the Website constitutes User’s acknowledgment and acceptance of the updated Terms. If the User does not agree to the updated Terms, the User must discontinue User’s use of the Website.

These Terms outline important points about User’s rights and responsibilities. In particular, Sections 18, 19, and 20 explain how disputes are handled, including arbitration, governing law, and the waiver of class actions and jury trials. Sections 13, 14, and 17 cover indemnification, limits on liability, and warranty disclaimers for the Website.

1. Definitions and Interpretation

In these Terms, unless the context otherwise requires, the following terms shall have the meanings set forth below:

“App” or “Toolset” refers to the meaning assigned to it in the preamble of these Terms.

“Blockchain” means a type of distributed ledger technology that records transactions in a secure, verifiable, and tamper-resistant manner through the use of cryptographic techniques and consensus mechanisms. A Blockchain consists of a continuously growing list of records (blocks) that are linked together chronologically and immutably, and which are collectively maintained by a decentralized network of participants rather than a single centralized authority.

“Digital Assets” means cryptocurrencies and other cryptographic tokens recorded on a blockchain or similar distributed ledger technology.

“Documentation” means any written, electronic, or digital materials provided, referenced, or made available by the Operator in connection with the Website, including but not limited to guides, manuals, whitepapers, FAQs, technical specifications, tutorials, educational resources, blog posts, or explanatory content. Documentation is provided solely for informational and educational purposes.

“Interface” refers to the meaning assigned to it in the preamble of these Terms.

“Non-Custodial” means, with respect to the Website (including the Interface and the App), that the Operator does not at any time take possession of, control, or have the ability to unilaterally access or transfer Users’ Digital Assets or Private Keys. Users remain exclusively responsible for managing their own Digital Wallets and Private Keys.

“Open-Source Licenses” means licenses that meet the open-source definition and generally permit software, components, or other items to be freely used, modified, and redistributed.

“Private Key” means a unique cryptographic code associated with a Digital Wallet that enables the holder to access, control, and authorize transactions involving the Digital Assets stored in that Wallet. Possession of the Private Key is required to operate the Digital Wallet and proves control over the corresponding Digital Assets.

“Protocol” means a decentralised, autonomous smart-contract system deployed on various blockchain networks which may be accessed by the Harvest Website and/or App. The Protocol is distinctly separate from and not governed or maintained by the Website and its Operator.

“Related Parties” means the Operator and Operator’s respective shareholders, members, partners, directors, officers, agents, advisors, contractors, representatives, and permitted successors or assigns.

“Restricted Jurisdiction” means one of the following territories: Crimea, Cuba, Donetsk, Iran, Luhansk, North Korea, Syria, Sudan, China, United States of America (including its territories: American Samoa, Guam, Puerto Rico, the Northern Mariana Islands, and the U.S. Virgin Islands), or any other country or region to which the United States, the United Kingdom, the European Union or any of its member states or the United Nations or any of its member states (collectively, “Major Jurisdictions”), embargoes goods or imposes similar sanctions, and any jurisdiction in which the use of the Website is prohibited by applicable laws or regulations.

“Restricted Person” means a person, entity, or organization that is, directly or indirectly, owned or controlled by, or otherwise subject to, any sanctions administered or enforced by any country, government, or international authority. Or a person, entity, or organization that is a resident, citizen, established or lawfully existing under the laws of, any jurisdiction in which the offer, sale, and or purchase of any of Digital Asset accessible by the Protocol is unlawful, prohibited, or unauthorized. Any US Person will also be considered a Restricted Person.

“Self-Custody” means the practice whereby a User maintains direct control and sole responsibility over User’s Digital Assets by holding and safeguarding User’s own Private Keys, without relying on the Website, the Interface, the App, or any third party to hold or manage them.

“Third-Party Content” means any content, data, information, materials, or other items originating from third parties or derived from third-party sources, including but not limited to: (i) descriptions of, links to, or elements of Third-Party Services; (ii) promotional materials, advertisements, and other third-party publications; (iii) third-party websites, resources, and any links thereto; and (iv) market or blockchain-related information, such as the value or price of Digital Assets, exchange rates between Digital Assets, blockchain transaction data, circulating supply, total value locked, and similar metrics, whether or not expressly listed above.

“Third-Party Costs” means any fees, charges, or expenses imposed by independent third parties, including but not limited to performance, management, protocol, or transaction fees; blockchain network costs such as gas fees; fees related to Third-Party Services; and any other comparable third-party expenses.

“Third-Party Protocol” means any decentralized smart-contract system, blockchain protocol, or related products that are developed, deployed, and operated by entities other than the Operator, and that may be integrated with, or accessed through, the Protocol. Such protocols are autonomous and independent, and the Operator does not create, control, operate, or manage them in any manner.

“Third-Party Services” means any software, products, services, tools, or solutions provided by entities other than the Operator, including but not limited to software Wallets, analytics tools, blockchain smart contracts (such as automated market-making protocols and decentralized exchange systems), third-party mining pools, yield farming initiatives, and other similar services, as well as decentralized finance (“DeFi”) strategies, including Harvest Finance auto-compounding vaults, Morpho vaults, and other integrated protocols utilizing IPOR Technology, the rebalancing smart contract system, and the related software stack.

“US Person” means a citizen, resident, or green card holder, incorporated in, owned or controlled by a person or entity in, located in, or have a registered office or principal place of business in the United States of America.

“Wallet” means a technological tool, software, or device consisting of a pair of public and private cryptographic keys, used to store, track ownership of, receive, transfer, or otherwise manage Digital Assets.

“Website” means the Interface and the App, as described in the preamble of these Terms, together with any related software, applications, and components. For the avoidance of doubt, the Website is distinct from the Protocol, which is independent and not controlled, operated, or managed by the Operator.

Interpretation: Unless the context says otherwise: (i) words referring to one gender apply to all genders; (ii) words in singular also cover the plural, and vice versa; (iii) terms like including, for example, or similar are meant as examples only and don’t limit the meaning of what comes before; and (iv) section headings are just for convenience and don’t affect how these Terms are interpreted.

2. Availability, Access and Updates

The Website is generally accessible without registration, subject to eligibility, but its continuous availability cannot be guaranteed. The Operator makes no warranty that it will always be error-free, secure, or uninterrupted, and it may be updated, modified, suspended, or discontinued at any time without notice or liability.

Access may be limited or unavailable due to maintenance, technical issues, security incidents, force majeure events, or reliance on third-party or blockchain infrastructure. The Operator also reserves the right to restrict, suspend, or deny access (including through geo-blocking or similar measures) where required by law, sanctions, regulatory uncertainty, or internal risk policies.

Access may further be suspended or terminated immediately if the User breaches, or is likely to breach, these Terms or applicable law, or if User’s actions create potential legal or regulatory risk for the Operator or Related Parties.

3. Eligibility

To use and access the Website, the User must:

a) be able to form a legally binding agreement upon the terms and conditions set forth in these Terms;

b) be at least 18 years old or the legal age required to use the Website, Toolset and Protocol Services according to the laws of the majority in the jurisdiction User resides; c) not be a resident, citizen, national or agent of, or an entity organized, incorporated or doing business in any Restricted Jurisdiction;

d) not be a Restricted Person (including, any US Person) nor use the Website for the benefit of any Restricted Person; e) not intend to transact in or with any Restricted Territories or Restricted Persons; f) do so in full compliance with these Terms, with all applicable laws and regulations in User’s jurisdiction, and with any restrictions set forth in the Disclosure regarding Restricted Persons or Restricted Jurisdictions;

g) not have received any assets from any blockchain address included on any sanctions list or equivalent maintained by any of the Major Jurisdictions;

h) for the purposes of accessing, represent and warrant that the User is not accessing it from any jurisdiction where the use of the Website would be unlawful or otherwise in violation of applicable laws or regulations; i) be duly authorized to represent and legally bind any legal entity on whose behalf the User acts in connection with these Terms and ensure that such legal entity is duly incorporated, validly existing, and in good standing under the laws of its jurisdiction.

4. User Interaction with the Website and the Protocol

The Website, composed by the Interface and the App, reads public blockchain data, aggregates publicly available third-party information, and provides visualizations about the Protocol and Protocol Services in a convenient and user-friendly format. The Operator does not own, operate or control the Blockchain Systems, Wallets, validator nodes, the Protocol, Third Party Protocol or Third Party Services.

The Protocol is a third party software source code, that consists of smart contracts deployed on the blockchain networks, that function in a decentralised and autonomous manner as an liquidity position engine that automates the deployment of Digital Assets across Third Parties Protocols for the use of Third Parties Services.

Using the relevant blockchain systems, third-party supplied Wallets, Protocol or Services, does not require use of this Website. Anyone with an internet connection can connect directly to the Protocol or blockchain without accessing or using the Website. The App is merely one among numerous web-hosted User interfaces allowing the User to access the Protocol, and it does not process any transactions involving Digital Assets nor any other blockchain transactions.

The Operator is not an agent or intermediary of the User, is not capable of performing transactions or sending transaction messages on behalf of the User, and does not hold and cannot purchase, sell, or trade any Digital Asset. The User hereby acknowledges and agrees that the Operator does not provide any custodial or similar services, custodial solutions or software, nor does the Operator act as User’s agent or representative.

All transactions relating to the Protocol are executed and recorded solely through the User’s interactions with the respective blockchains. Such interactions are not under the control of, or affiliated with, the Website, therefore, under no circumstances will the Operator bear responsibility or liability for the Protocol, the underlying blockchain networks or software, or any aspect of their operation, performance, implementation, or use. By choosing to interact with them, the User acknowledges and accepts that all associated risks rest solely with the User.

The Operator disclaims all responsibility and liability for any operations initiated or executed by the User, or by any other party, through the Website while interacting with the Protocol or any Third-Party Protocols or Services accessible through it. This includes, without limitation, the acquisition, transfer, storage, or disposal of Digital Assets.

The Operator is not an intermediary, counterparty, or guarantor of any transaction executed via the App and assumes no obligation to ensure the settlement, execution, or performance of any transaction on the blockchain. The Operator does not control, manage, or custody any of User’s Digital Assets.

The User hereby acknowledges the distinction between the Protocol and the Website hosting the App, and that the Operator does not have control on, and is not in any way responsible for, the Protocol's operation, performance, or functioning.

5. Permitted Use

The Website provides information in a simplified and user-friendly manner, solely as an aid to independent research and decision-making by technologically sophisticated Users. The Website does not guarantee the accuracy or suitability of such information, and Users must independently verify all information provided through the Website before executing any transaction on the Protocol via User’s own Wallet.

6. Prohibited Uses

The User may not, directly or indirectly, in connection with User’s use of the Website:

1. use the Website for any illegal activity or unlawful purpose, including without limitation, money laundering, terrorism financing, tax evasion, or other prohibited activities;

2. rely on the Website as a basis for or a source of advice concerning any financial or legal decision making or transactions;

3. circumvent or attempt to circumvent geoblocking or access controls, or functionality restrictions implemented on the Website;

4. deploy malicious code, perform denial-of-service attacks, or attempt unauthorised access, or related systems;

5. manipulate vault APYs, liquidity, or strategy performance, or any other protocol metrics through deceptive, fraudulent or abusive behaviour;

6. fail to comply with any applicable provision of these Terms or any other terms or conditions, privacy policy, or other policy governing the use of the Website;

7. use the Website other than for the Permitted Use;

8. engage in any activity that infringes or violates copyrights, trademarks, service marks, patents, rights of publicity or privacy, or any other proprietary or intellectual property rights protected by law.

7. No Financial Advice

The User acknowledges and agrees that the Website is not registered, licensed, or supervised by any financial regulatory authority. No financial regulatory authority has reviewed, approved, or endorsed the Website or the Toolset.

All content and data on the Website (such as APYs, position logic, rankings, analytics, and other performance-related information) are provided solely for informational purposes. Nothing on the Website, in the Documentation, or otherwise communicated by the Operator should be taken as business, legal, financial, investment, or tax advice.

The Operator is not User’s broker, custodian, exchange, agent, advisor, or any regulated financial service provider, and the Operator owes the User no fiduciary duties. Nothing contained herein or on the Website shall be considered as broker and or fund management services, or any intermediation services related thereto.

The Operator is not registered with or licensed by any financial regulatory authority, and no regulator has reviewed or approved the Website. The Operator does not act as an investment or trading adviser, nor does the Operator offer securities services to U.S. persons. Nothing the Operator provides should be considered financial advice or a recommendation.

The Website does not constitute an offer or solicitation to buy or sell securities or Digital Assets, nor is it investment advice. The Operator does not provide recommendations, and nothing here should be relied upon for investment decisions. The User must always do User’s own research and consult User’s legal or financial advisor before acting.

Statements made on the Website or Documentation, to terms such as “improved performance” or “optimized positions,” “smart portfolio management,” or any similar expressions are descriptive of intended functionality or refer to historical data only. They do not constitute a guarantee of results, financial advice, or a representation that future outcomes will match past performance.

8. Risk Disclosure Acknowledgements

By using the services, the User acknowledges that the User has read, understood, and accepted the Risk Disclosures, and that the User is able to bear the risks involved. Neither the Operator nor any other Related Party shall be liable for any losses or damages arising from or connected to those risks. By accepting these Terms, the User releases and waives any present or future claims, known or unknown, against the Operator and Related Parties in relation to such risks.

9. Third-Party Protocols, Services, Wallets, and Content

Third Party Protocol: The Protocol, accessible through the Application, may rely on or integrate Third-Party Protocols and Services, which are operated entirely by independent third parties. The Operator does not own, control, or operate such Third Party Protocols and assumes no responsibility for their performance, security, or availability.

Third Party Wallet: When using the App, the User may connect User’s Digital Wallet through one of the compatible third-party software Wallets. Any draft transaction messages are transmitted by the Website through an API to the Wallet or device the User chooses. The User is solely responsible for reviewing and authorizing each transaction, which must be signed with User’s private key. The Operator never stores, accesses, or controls User’s Digital Wallet or the Digital Assets it contains. The User is fully responsible for safeguarding User’s Wallet and all related credentials (including private keys, seed phrases, and passwords). Loss or compromise of these credentials may lead to the permanent and irreversible loss of User’s Digital Assets. The User may disconnect User’s Wallet from the App at any time.

Third Party Services: Any Third-Party Services are provided and managed entirely by independent third parties and remain outside the Operator’s control. The User is solely responsible for reviewing, understanding, and complying with their applicable terms, conditions, and policies.

Third Party Content: When using the Platform, the User may encounter or interact with Third-Party Content. The Operator does not endorse or provide any warranties regarding such content, and the Operator disclaims all responsibility and liability arising from it. User’s use of, or reliance on, Third-Party Content is entirely at User’s own risk.

Acknowledgment & Disclaimer: The User acknowledges and agrees that all Third-Party Protocols, Services, Wallets, and Content are developed, operated, and provided exclusively by independent third parties. The Operator does not own, operate, audit, endorse, or assume responsibility for them, nor does the Operator make any representations or warranties, express or implied, regarding their accuracy, reliability, availability, performance, legality, security, or compliance with applicable law. User’s use of Third-Party Protocols, Services, Wallets, or Content is entirely at User’s own risk. To the fullest extent permitted by law, the Operator disclaims any liability for loss, damage, or harm of any kind related to User’s access to or use of them, and the User expressly waives and releases the Operator from any related claims.

10. License

Subject to eligibility, acceptance, and compliance with these Terms, each User is granted a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable licence to access and use the Website solely for its intended and permitted purposes (the “License”). This Licence is temporary and remains valid only while the User continues to meet the eligibility requirements. Open-source software, components, or items integrated with or accessible through the Website are not covered by this licence and remain subject to their respective Open-Source Licence terms.

11. Privacy Policy

The Website may, directly or indirectly, collect and temporarily store certain personally identifiable information for operational purposes, such as detecting blockchain or IP addresses that suggest access from Restricted Jurisdictions, sanctioned individuals, or other prohibited uses. Unless otherwise required by applicable law, The Operator assumes no confidentiality obligations regarding the information collected through the Website.

For further details on how personal data is handled, the User must refer to the separate Privacy Policy document, which forms an integral part of these Terms.

12. Intellectual Property

All rights, title, and interest in and to the names “Harvest”, together with any related logos, trademarks, trade names, domain names, design features, and other distinctive brand elements (collectively, the Intellectual Property), are owned exclusively by the Operator or by the relevant rights holders. User’s use of the Website does not grant the User any license or entitlement to the Intellectual Property, nor to any portion of the Website or its content. The User is prohibited from hiding, removing, or altering any proprietary notices, trademarks, or legends appearing on the Website. The User may not copy, reproduce, imitate, or otherwise use the Website, in whole or in part, without the Operator’s prior written authorization.

13. Indemnification

The User agrees to indemnify and hold the Operator and Related Parties harmless from any claims, damages, liabilities, or expenses arising from User’s breach of these Terms, User’s use of the Website, including User’s breach of these Terms, or User’s violation of applicable law. This indemnity is in addition to any other remedies available under law.

14. Limitation of Liability

To the fullest extent permitted by law, the Operator shall not be liable for:

1. the Protocol, any Third-Party Protocol, their underlying software, blockchain infrastructure, or any Third-Party Services or Content;

2. loss of assets from website or protocol bugs, exploits, failures, or third-party actions;

3. malicious interference such as malware, phishing, hacking, or other hostile attacks;

4. interruptions, downtime, or inability to access or use the Website;

5. blockchain transactions or any losses arising therefrom;

6. indirect, incidental, special, punitive, or consequential damages;

7. any losses related to User’s use or inability to use the Website, including lost profits, revenue, data, goodwill, or personal injury, even if foreseeable.

The Operator’s total aggregate liability, together with Related Parties, for all claims and damages arising out of or relating to these Terms, the Website, or User’s interactions therewith, shall in no event exceed USD 1,000 (one thousand United States dollars). To the maximum extent permitted by law, the User waives any right to claim or recover damages beyond this limit, and expressly releases the Operator and Related Parties from any liability, losses, or claims connected with User’s use of the Website or any transactions User conducts through it. The User further waives any protections or benefits under law that would limit the effect of this release. Where exclusions or limitations of liability are restricted by applicable law, the above provisions shall apply to the fullest extent legally permissible.

15. Warranties and Representations

The User represents and warrants to the Operator that:

1. The User has sufficient knowledge and experience with Digital Assets, Wallets, blockchain technology, decentralized applications, AMMs, decentralized exchanges, and similar systems, and the User is able to understand and evaluate the risks and consequences of using them;

2. User’s access to and use of the Website is lawful under the laws and regulations applicable to the User, and will remain in compliance with all such requirements at all times;

3. The User complies with all applicable laws and regulation, including without limitation, tax reporting and payment obligations;

4. The User represents and warrants that the User is not located in, incorporated in, or otherwise subject to any Restricted Jurisdiction, and that the User is not a Restricted Person;

5. When the User connects a Wallet to the Application, the User confirms that it’s User’s or that User’s authorized to use it, and that the User’s allowed to make transactions through it, and also that any Digital Assets or funds the User uses with the Protocol come from legal sources and follow applicable laws;

6. The User will maintain sole and exclusive control of User’s private keys, seed phrases and Wallet credentials and the User will review and verify all transaction details before confirming on-chain;

7. The User acknowledges that the Operator does not act as User’s trustee, agent, or fiduciary, and that the Operator does not hold, manage, or have custody of User’s Digital Assets at any time;

8. The User hereby expressly acknowledges, accepts, and assumes the risks set out in the Operator’s Risk Disclosure statement. The User will conduct User’s own independent due diligence and risk assessment and before making any financial, legal, or other decision in connection with the Website, the User will obtain independent advice from a licensed and qualified professional in the relevant field.

9. The Operator has not conducted a legal or regulatory review of the Protocol or its integrated Third-Party Services for any particular jurisdiction. The User is solely responsible for determining the legality of interacting with the Protocol.

The representations and warranties are, and shall remain, true, complete, accurate, and not misleading from the moment the User accepts these Terms and throughout User’s use of the Website.

16. Fees and Transactions

Access to the Website is free of charge and the Operator does not generate profit from User’s use of it. However, the Protocol, Third-Party Protocols, Third Party Wallets and Third-Party Services may apply Third-Party Costs (as defined in these Terms). Such costs are determined and collected exclusively by independent third parties and remain outside the Operator’s control. The User is solely responsible for reviewing and understanding any applicable Third-Party Costs before initiating a transaction or creating a liquidity position.

All blockchain transactions are final and irreversible; the Operator cannot reverse, refund, cancel, block, or alter them. The User is solely responsible for reviewing and authorizing each transaction, ensuring that it complies with all applicable laws and regulations. Every decision to transact rests with the User, and the User assumes all resulting risks and consequences, including any potential losses or damages.

17. No Warranties

The Website is provided strictly on an “as is” and “as available” basis, and User’s access and use are at User’s sole risk. The Operator disclaims all warranties, express or implied, including but not limited to title, non-infringement, merchantability, fitness for a particular purpose, accuracy, reliability, security, availability, and freedom from errors, bugs, malware, or other harmful components. The Operator does not guarantee that the Website will meet User’s expectations, function without interruption, or be corrected if defective.

18. Dispute Resolution and Arbitration Agreement

Any dispute, controversy, or claim arising out of or in connection with these Terms or the use of the Website (a “Dispute”) shall first be submitted by email to [email protected] for the purpose of attempting an amicable resolution through good-faith negotiations.

If the parties are unable to resolve the matter within sixty (60) days from the date such notice is sent, the Dispute shall be referred to and finally resolved by binding arbitration under the UK Jurisdiction Taskforce Digital Dispute Resolution Rules (the "DDRR"), which are deemed to be incorporated by reference into this clause.

1. Seat of Arbitration: The legal seat of the arbitration shall be London, England.

2. Governing Procedural Law: The arbitration shall be governed by the procedural laws of England and Wales as set out in the Arbitration Act 1996.

3. Appointing Authority: The appointing authority shall be the Society for Computers and Law (SCL), unless the parties agree otherwise.

4. Language: The arbitration shall be conducted in the English language.

5. Number of Arbitrators: The dispute shall be heard by a single arbitrator with appropriate technical and legal expertise in distributed ledger technology.

The arbitral award shall be final and binding, and judgment upon such award may be entered in any court of competent jurisdiction. The User expressly waives any right of appeal of an award on a point of law.

This clause shall remain in force notwithstanding the termination of these Terms, the discontinuation of the Website or any cessation of User’s access to information obtained through the Website.

19. Class Action and Jury Trial Waiver

The User agrees to pursue any dispute or claim related to the Website solely in User’s individual capacity, and not as a claimant or participant in any class, collective, representative, or private attorney general proceeding. In addition, the User expressly and irrevocably waives any right to a trial by jury in connection with any such dispute or claim.

20. Governing Law and Disputes

These Terms are governed by the laws of the Republic of Panama, without regard to the principles of conflict of laws, govern these Terms. Any dispute that is not subject to arbitration will be resolved exclusively in the courts of the Republic of Panama.

21. Electronic Communications

The User consents to receive all communications related to these Terms electronically. The Operator may provide notices by posting them on the Website or on Operator’s official channels. The User may contact the Operator electronically via the following designated email address: [email protected].

22. Force Majeure

The Operator shall not be liable for any failure or delay in performing Operator's obligations caused, directly or indirectly, by circumstances beyond Operator’s reasonable control, including but not limited to natural disasters, armed conflicts, government actions or sanctions, court orders, labor disputes, technical failures, vulnerabilities or attacks on blockchain networks, smart contracts, or related technologies, or theft or loss of Digital Assets due to malicious interference (Force Majeure Events).

23. Language

Only the English version of these Terms, the Website, Documentation, and Communications shall be considered official and will prevail in case of inconsistencies with translations.

24. Validity and Enforceability

If any part of these Terms is found to be illegal, invalid, or unenforceable, but this does not materially affect the rights or obligations of either party, then: (a) that part will be considered removed; (b) the rest of the Terms will continue to apply as if the invalid part never existed; and (c) a valid and enforceable provision that comes as close as possible to the original intent will automatically apply instead.

In any case, the invalidity or unenforceability of one part of these Terms will not affect the validity or enforceability of the rest, which will remain fully in effect.

25. Entire Representation, Consent, and Agreement

These Terms, together with the Privacy Policy and any disclosures or disclaimers incorporated by reference, constitute User’s full and final representation, consent, and agreement with respect to the subject matter, including the Website. They supersede and replace any prior terms, agreements, communications, or understandings, whether written or oral, relating to the same subject matter.